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When a loved one can no longer make decisions for themselves, it can be a deeply emotional and uncertain time. Whether you are stepping in for a parent, a child with special needs, or a spouse facing a medical crisis, the legal options may feel overwhelming. Two terms you may hear early in the process are guardianship and conservatorship. At ABG Legal, we regularly help clients understand these roles and determine which one fits their family’s needs. While both are designed to protect individuals who can no longer act independently, they serve different purposes. Here is a closer look at what each role involves, how they differ, and when you might need them. What Does a Guardian Do? A guardian is someone appointed by the court to make personal and healthcare decisions for a person who cannot do so themselves. This often includes choices about: Where the person lives Medical treatment and daily care Safety and overall well-being Educational or social needs Guardianship may be necessary for an aging adult with memory loss, an adult with a disability, or a minor who does not have a legal caretaker. The guardian’s role is focused on caring for the person, rather than their finances. This is not just about paperwork. For many families, taking on guardianship means stepping into a trusted and protective role. The court grants legal authority, but the guardian provides the day-to-day support and advocacy that makes all the difference. What Does a Conservator Do? While guardianship focuses on personal care, a conservator is responsible for managing the financial affairs of someone who cannot handle their own money or property. This may involve: Paying bills and managing budgets Protecting income and assets Handling bank accounts or investments Keeping financial records and reporting to the court A conservatorship may be appropriate for someone who still has personal independence but struggles with financial tasks. In many cases, conservators are appointed when there is a risk of financial exploitation, or when bills are being missed due to confusion or health decline. Conservators are held to high legal standards. Their job is to act in the person’s best financial interest and maintain accountability with the court throughout the process. Guardianship vs. Conservatorship: What’s the Difference? Although both roles are meant to protect someone who is vulnerable, they have very different scopes. Role Main Focus Typical Responsibilities Guardian Personal care and medical needs Healthcare, housing, well-being Conservator Financial and legal management Bills, banking, asset protection In some cases, the court may appoint one person to serve in both roles. In others, the responsibilities may be divided based on the individual’s needs and the skills of the person stepping in to help. When Should You Seek Guardianship or Conservatorship? These decisions are never easy, and no two families are the same. Here are some situations where legal action may be appropriate. You may need a guardian if: A loved one is no longer safe living alone There are concerns about confusion, memory loss, or impaired judgment A child needs someone to make medical or school-related decisions You may need a conservator if: Bills are being missed or money is disappearing Your loved one is vulnerable to financial scams or manipulation Important financial tasks are being neglected or mishandled Sometimes, guardianship and conservatorship are used together. Other times, only one is needed. The goal is to provide support without removing more independence than necessary. Why Families Choose ABG Legal At ABG Legal, we understand how emotional and sensitive these situations can be. Families often come to us unsure of what to do next, worried about making the wrong choice, and trying to balance care with respect. We approach these cases with legal experience and human understanding. We take time to listen, explain your options clearly, and guide you through the process step by step. Whether you are navigating a crisis or preparing for the future, we are here to make sure you do not face it alone. Final Thoughts Guardianship and conservatorship are not just legal labels. They are serious responsibilities, meant to protect people when they are most vulnerable. Guardians focus on health and well-being. Conservators protect finances and property. If you are unsure which option is right for your situation, our team at ABG Legal is here to help. We can answer your questions, review your options, and support you in making confident, thoughtful decisions that truly honor your loved one’s needs.